How Much Can You Really Borrow?
How much you can borrow isn’t one fixed number. We look at your income, expenses, debts and the loan you want, then see how different lenders are likely to assess it.
Do Lenders Really Care What You Spend Money On?
See how lenders look at your spending, living expenses and benchmarks when assessing a loan, and what can affect the outcome.
Interest Is the Price You Pay to Borrow, But You Can Reduce It
Interest is part of borrowing money, but how much you pay can often be influenced by how the loan is set up. Here’s how loan amount, term, repayments, features and refinancing can help reduce the cost of borrowing.
Getting Out of a Car Loan Can Be Harder Than Getting In
Getting approved for a car loan is only the beginning. The way the loan is set up can affect how easy it is to sell, trade or refinance the car later if your plans change.
Why Brokers Ask So Many Questions About Your Finances
A finance enquiry can involve more questions than you expect. Here’s what we’re trying to understand, why the details matter and how they can change the options worth exploring.
Should You Consolidate Debt Into Your Mortgage?
Thinking about consolidating debt into your mortgage? We look at when it can help, where the trade-offs are, and whether the restructure actually leaves you better off overall.
What Can Stop Finance on a Used Car Purchase?
A used car can look like the perfect buy and still create a finance problem. Here’s what I check before we commit, and what can stop the deal from going ahead.
Can You Get a Home Loan After Bankruptcy in Australia?
A past bankruptcy doesn’t automatically rule out a home loan. Learn what can affect your options, from timing and credit history to deposit, income and cost.